3.1.5 The prospective use of the animal
Inevitably, the clinician will be asked to give an opinion on the likely effect of cardiac disease on the animal's suitability for work in the future. This is a particularly difficult problem at a pre-purchase examination (see section 8.1.3). It is seldom possible to give an accurate assessment of the likely future course of events; however, prognostication is aided by serial assessments and the use of diagnostic aids such as echocardiography
It may also be important to consider the potential effect of a problem, such as a cardiac murmur, on the resale value of a horse, or on any difficulties which might be encountered in insuring it. It is likely that exclusion clauses will be placed on the insurance of such animals and this should be pointed out to owners and prospective owners.